See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.
How the Cash Discount Program Works
Duluth’s diverse economy—from healthcare professionals at Essentia Health and St. Luke’s to port workers, university students, and seasonal tourism visitors—depends on efficient cash handling. Our system automatically applies a small service fee to all card transactions, but when a customer pays with cash, the service fee is waived, giving them an immediate discount. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
In Duluth’s competitive hospitality and retail landscape—from Canal Park restaurants to Downtown shops—credit card processing costs cut into already tight margins. Our cash discount program drastically reduces or eliminates those fees altogether.Increase Profit Margins
Healthcare providers at Essentia Health and St. Luke’s, university vendors near the UMD campus, and service businesses throughout West Duluth and Spirit Valley keep more of each sale without raising prices—a crucial edge in Duluth’s working-class and student-driven market.Encourage Cash Payments
Port workers, seasonal tourism employees, and students across Duluth’s neighborhoods rely heavily on cash transactions. Our program incentivizes cash payments, reduces chargebacks, and aligns with payment behavior patterns that are deeply embedded in Duluth’s industrial and hospitality workforce.Easy Setup and Integration
Our team programs your terminal and provides all signage—no tech headaches.Fully Compliant and Transparent
Whether you operate in Lakeside retail, the Bayfront Festival Park area, Miller Hill Mall, or Lincoln Park professional offices, we ensure full alignment with card network rules and consumer protection regulations specific to Minnesota and Duluth’s business environment.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Keep more of your revenue flowing back into your Duluth business—whether you’re operating in Canal Park’s bustling hospitality sector, running a retail location in Miller Hill, or serving the steady customer base at a professional services firm.
CashVue’s Cash Discount Program is designed for Duluth’s diverse business landscape, from healthcare support services to industrial operations, letting you reclaim processing fees that typically eat into profits.
Contact Us Today to eliminate processing fees and start maximizing cash transaction revenue across your Duluth location.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Duluth businesses—from Canal Park hospitality venues to Downtown retail shops and healthcare facility cafeterias—operate cash discount programs every day within full regulatory compliance.Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This approach is especially valuable for Duluth’s service industry workers, port operations staff, and University of Minnesota Duluth students, many of whom prefer cash transactions and benefit directly from the discount.Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Whether your business is located in Woodland, Spirit Valley, or along the Bayfront, transparent signage ensures both regular patrons and seasonal tourists grasp the program immediately.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Duluth accounting practices remain unchanged—your books reflect the complete transaction value just as they would at a healthcare facility, manufacturing operation, or retail location anywhere in the city.Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Duluth’s competitive landscape, businesses serving the industrial workforce, tourist traffic to the DECC and Aerial Lift Bridge, and the Essentia Health and St. Luke’s healthcare networks see particularly strong results, as these customer bases rely heavily on both cash and card payments.
